/* ================= BANNER ================= */

.practice-banner {
    height: 30vh;
    min-height: 200px;
    background: url('https://images.unsplash.com/photo-1505666287802-931dc83a2e33')
    center/cover no-repeat;
    position: relative;
}

.practice-banner .banner-overlay {
    background: #0b1c39;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    color: #fff;
    text-align: center;
}

.practice-banner h1 {
    font-size: 34px;
}

.practice-banner p {
    font-size: 14px;
    letter-spacing: 2px;
}

/* ================= INTRO ================= */

.practice-intro {
    padding: 70px 0;
    text-align: center;
    background: #f8f9fc;
}

.practice-intro h2 {
    font-size: 30px;
    color: #0b2c4d;
    margin-bottom: 15px;
}

.practice-intro p {
    max-width: 700px;
    margin: auto;
    color: #555;
    line-height: 1.7;
}

/* ================= GRID ================= */

.practice-services {
    padding: 80px 0;
}

.practice-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 25px;
}

.practice-card {
    flex: 1 1 300px;
    max-width: 350px;
    background: #fff;
    padding: 30px;
    border-radius: 8px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.05);
    transition: 0.3s ease;
}

.practice-card h3 {
    color: #0b2c4d;
    margin-bottom: 15px;
}

.practice-card p {
    color: #555;
    line-height: 1.6;
}

.practice-card:hover {
    transform: translateY(-6px);
}

/* ================= BANKING FOCUS ================= */

.banking-focus {
    padding: 90px 0;
    background: #f3f4f6;
    color: #0b2c4d;
}

.focus-content {
    display: flex;
    align-items: center;
    gap: 60px;
    flex-wrap: wrap;
}

.focus-text {
    flex: 1;
}

.focus-text h2 {
    margin-bottom: 20px;
}

.focus-text ul {
    margin-top: 20px;
}

.focus-text li {
    margin-bottom: 10px;
}

.focus-image {
    flex: 1;
}

.focus-image img {
    width: 100%;
    border-radius: 8px;
}

.focus-text .btn {
    margin-top: 20px;
}

/* ================= CTA ================= */

.practice-cta {
    padding: 70px 0;
    text-align: center;
    background: #f4f6fa;
}

.practice-cta h2 {
    margin-bottom: 20px;
}

/* ================= RESPONSIVE ================= */

@media (max-width: 992px) {

    .focus-content {
        flex-direction: column;
        text-align: center;
    }

}

.btn {
    display: inline-block;
    margin-top: 15px;
    padding: 10px 20px;
    text-decoration: none;
    border-radius: 5px;
    transition: 0.3s;
}

.btn.primary {
    background: #d4af37;
    color: #000;
    font-weight: 600;
}

.btn.primary:hover {
    background: #b8962e;
}